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Finance company specializing in the lending of money to consumers, the buying of accounts receivable and the extension of credit to business.  Write a living will in case you or your serious other become seriously injured or die and unable to make money calls.

Sellers can protect themselves at the outset by requiring the purchaser to prove their credit status before signing a contract.  Buyers can simply get a mortgage prequalification letter or preapproval letter to show that they seem to be a good risk.  This letter should provide the seller with some amount of comfort in going forward with the deal.

You will need to have all the financial data prepared to hand ; income, taxes, debt, savings, fixed payments, average of your utility charges, etc.  Do not forget to put in annual expenses like taxes, other costs that might be paid quarterly, and also any bonuses or dividends you might receive.

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monetary counsellors must be confident about decision-making under uncertainty and under extreme time pressure, have excellent folk and communication skills, and know the way to deal with failure and with dis-satisfied clients.  Success is highly dependent on sales ability, both in the acquisition of new clients and in the pitching of investment ideas to existing clients.

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